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Involved in a Lyft Accident in Detroit?
If you were involved in an Lyft accident in Detroit, you may have the right to to sue Lyft for your injuries during your Lyft ride if the driver of the automobile was negligent. In the alternative, you may have a legal right to pursue a personal injury claim against the personal automobile insurer of the negligent Lyft driver. And if you were injured due to the fault of another vehicle, you may have the legal right to sue the personal insurer of that driver.
An experienced Lyft lawyer can assist you in your Lyft lawsuit in figuring out the relevant insurance policies at play and any Michigan updates to the ride-sharing laws and No Fault Insurance law.
Can I Sue Lyft for My Lyft Accident?
You can bring a lawsuit against Lyft for your Detroit accident if your injury resulted from the negligent operation of the vehicle. Many times, this can be due to a distracted Lyft driver using the app, legal termed using improper lookout, thereby causing the auto accident. Make sure to have a copy of your police report when contacting your Lyft lawyer to best evaluate your potential claims.
As a Passenger in the Lyft Accident
When you are hurt as a passenger in a Lyft car, Michigan grants you legal protections by requiring Lyft to carry commercial insurance coverage. Regarded as a TNP, Lyft is required under Michigan law to maintain residual third-party auto insurance that has minimum coverage of $1,000,000 during your ride with Lyft.
On the other hand, if you were injured due to the negligence of another driver, you may have a legal claim of recovery against the driver and her insurer.
It may be in your best interest to sue Lyft and the third party’s insurance company, depending on the facts of your case. Call the Uber Lawyer for more information on who to file suit against as a passenger in a Lyft accident.
As a Driver in a Lyft Accident
If you have been employed as a Lyft driver in Detroit and have been the victim of an auto accident, Michigan law entitles you to file a personal injury and property damage lawsuit. Lyft is required to maintain No-Fault Personal Injury Protection benefits (PIP) and Proportion Property Protection (PPI) under Michigan’s No Fault law.
Can I Sue the Driver in my Lyft Accident?
You may be able to sue the driver of the Lyft car if the driver was somehow negligent and caused your injuries. Whether you were the passenger of the Lyft or the driver of another vehicle, you may also have a claim against Lyft for your injuries.
Can I Sue Another Vehicle Involved in the Lyft Accident?
If you were injured as a Lyft passenger or driver but another vehicle caused the accident, you may have a legal right to pursue a claim against the driver of that vehicle’s auto insurer and the driver personally. According to Michigan’s Order off Priority regarding PIP, your own auto insurer would be firstly liable even if another driver caused the accident. To determine which insurance company to file a claim against, contact a Lyft car accident lawyer who can explain Michigan’s No-Fault Order of Priority.
Can I Sue Lyft as a Passenger in the Lyft Vehicle?
You can sue Lyft due to the negligence of its driver, but you must also prove that the driver is an employee rather than an independent contractor to be able to proceed with a claim. Saving as much information as possible after the accident regarding the driver and photographs will be important to support your lawsuit.
What Steps Should I take if I was in a Lyft Accident?
If you were involved in a Lyft accident, call 911 and seek medical attention. Never let a driver talk you out of calling the police. Having a police report is essential in pursuing your personal injury claim. The report will typically include details of the car accident, including statements from the Lyft driver and other witnesses.
When possible, get the other driver’s license and insurance information, in the event that the police officer doesn’t make the information available to you in his report.
When possible, stand in a safe area away from traffic and photograph the vehicles before they are moved as well as the immediate vicinity to provide pertinent evidence in your potential lawsuit.
After dealing with the police, if you were not taken to the hospital already, it is important to be seen by your doctor if you are experiencing any pain or discomfort to properly diagnose and record your injuries. Your medical records will be requested by a Lyft lawyer to be used as evidence in your Lyft accident lawsuit.
A Lyft Hit Me as a Pedestrian. Can I Sue Lyft?
You may sue Lyft if you were hit by a Lyft vehicle as a pedestrian. Even though not in the Lyft car, you may be able to bring a claim against Lyft’s insurance company. The amount of coverage that you are allowed will depend on which stage of the Lyft ride that you were injured. Call our Lyft lawyers to find out more.
Does Michigan No-Fault Apply in a Lyft Accident?
Michigan No Fault Insurance is applicable to a Lyft accident. It wasn’t until December 21, 2016, that Michigan passed ride-sharing bills extending the protections of No Fault Insurance to passengers and drivers in an Lyft accident.
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What is Lyft’s Insurance Policy in an Lyft Accident?
Detroit Lyft Law ~ Ridesharing Act
Under the Michigan Ridesharing Act, Uber is required to have third party automobile liability with a minimum limit of $1,000,000 for all bodily injury or property damage during the transport of passengers in Detroit. When the Uber driver is simply “logged on” to Uber without a passenger, Uber is required to have “[r]esidual third party automobile liability insurance” of $50,000/person for death or bodily injury and $100,000/incident for death or bodily injury, and $25,000.00 for property damage.
Under both circumstances, Uber is required to hold automobile insurance that covers No Fault Personal Injury Protection (PIP) and Proportion Property Protection (PPI). It is important to note that coverage exclusions are available for personal automobile insurance providers under MCL 500.3017, whereby an authorized insurer may exclude coverage for any loss or injury stemming from an Uber accident. In essence, Uber drivers are excluded from enjoying no-fault insurance benefits afforded by a personal auto policy when involved in an Uber accident in Detroit.
Are Passengers Insured in an Lyft Accident?
If you as a passenger are injured in an Uber vehicle, you may only collect No Fault PIP benefits, like wage loss benefits and medical expense reimbursements, from Uber or the Uber driver’s automobile insurer only if you have no other source of No Fault benefits. This is what is referred to as Michigan’s No Fault Order of Priority
I was injured in an Lyft accident. Can I sue Lyft?
You may have a viable personal injury claim under Michigan law to sue Uber if you were injured due to the driver’s negligence in the operation of the Uber. You may be entitled to compensation from Uber whether you were a passenger of the Uber or a third party vehicle involved in the car accident. Damages in your claim may include reimbursement for medical expenses, wage loss, and pain and suffering.
An Lyft hit my car and caused property damage. Is the damage insured by Lyft?
Uber is mandated under Michigan law to provide Proportion Property Protection (PPI) coverage, with the amount depending on whether a passenger is in the Uber.
In addition, Lyft affords its drivers with insurance coverage for property damage in an accident while a passenger is in the vehicle. If your car was hit by a Lyft, then you may have a claim against Lyft’s insurer for contingent comprehensive and collision insurance. This policy covers up to $50,000 per incident, requiring a $1,000 deductible.
As a Passenger, does my personal auto policy apply to the Lyft accident?
Generally, personal auto insurance company have written the policies in such a way as to not allow coverage when a personal vehicle is being used for Uber. However per Michigan’s order of priority, the passenger’s no fault insurer is firstly liable.
First priority – Passenger’s personal auto insurer
Second priority – Passenger’s spouse’s personal auto insurer
Third priority – Passenger’s household relative’s personal auto insurer
Fourth-priority – The insurer of the owner or registrant of the vehicle occupied
Fifth priority – The insurer of the operator of the vehicle occupied
What Safety Requirements are Required of Lyft in Michigan?
Lyft is required to conduct annual background checks of each of their drivers’ criminal history and obtain driving records. In addition, Lyft is prohibited from hiring drivers that (a) are under nineteen years of age; (b) that have had more than four (4) moving violations or one (1) major violation in the prior three years up to the date of application; (c) that have been convicted of a felony within five years prior to the application; (d) that are listed on the National Sex Offender Registry database; (e) that do not have a valid driver’s license issued under the Michigan Vehicle Code or by another state; and (f) you do not provide proof of automobile liability insurance.
Also, Lyft vehicles that are 5 years or older must be annually inspected by a licensed mechanic. Michigan law also mandates a zero-tolerance policy in effect for Uber drivers relating to the use of drugs or alcohol while operating an Uber and transporting passengers.
Have Your Case Reviewed Now
If negligence played a part in your injury in your Lyft accident, you may be entitled to compensation for pain and suffering, medical expenses, wage loss, and more. It is of paramount importance that if you involved in an Lyft accident to seek out an experienced Michigan Lyft Lawyer that can assist you in being compensated to the maximum extent allowable under the law. Ridesharing law is an area of personal injury law that is constantly changing due to the evolving nature of the industry. Here at the Uber Lawyer™ we pride ourselves in dedicating ourselves solely to Uber and Lyft accidents and assaults.