How an Uber, Lyft Lawyer Deals with a Hit-and-Run Accident

Hit-and-Run Accident

Conveniently, Uber and Lyft drivers make it possible for many to travel from point A to point B in a quick and easy way. It is also called rideshare. One of the most important things to take into account is that the drivers are not employees of the company. It is therefore important to know that Uber or Lyft drivers should have insurance.

The insurance laws for these drivers differ from state to state in the United States. It is important to understand what is required of your Lyft or Uber drivers with regard to insurance in your state. This is especially true if you are a regular user of either one of these services.

The aspects that will be dealt with there are hit-and-run cases and how lawyers would deal with them. The particular states that are referred to here are New York, Chicago, and Detroit.

In the first instance, you should understand what a hit-and-run case is. A hit-and-run case is when someone crashes into a Lyft or Uber vehicle and speeds off. Leaving the scene of an accident is a crime.

It is important to take the following steps, as they will be vital. You will have to engage a lawyer in cases such as this, even if you are not seriously injured.

What are the Steps for Uber or Lyft Hit-and-Run Cases?

However, if you are injured while driving or riding in an Uber or Lyft, keep the following in mind:

  • You should call 911.
  • Ensure that you file a report with the police. It is especially important to ignore any instructions from the driver, especially when you have been injured. It is important to always report an accident to the police, even if you are not injured, and especially in a hit-and-run situation.
  • Make every attempt to gather as much information as possible at the scene.
  • Take photos or videos from all angles.
  • Find witnesses and gather information from them, especially their contact details.
  • If you have any injuries, see a medical professional as soon as possible. You may not even know that you have an injury until much later.
  • Keep in mind that with Uber or Lyft, your medical or ambulance bills are covered.
  • It is vital not to depend on the driver to report the accident. You should take it upon yourself to report the accident and any injuries to Lyft or Uber via their website or their app.
  • You need to report the accident and any injuries to your personal insurance company as well.

These steps apply to any of the states in the US, including New York, Chicago, and Detroit. It is important to provide as much information to support the case you need to file. You can find more information on how to file a case here.

Finding the Right Lawyer for a Hit-and-Run Case

The reason why a hit-and-run is a legal issue is that it is a crime. It is even more so if there were injuries. It is, therefore, necessary to consult with a lawyer who specializes in Uber or Lyft issues.

The lawyer should be involved as you and the driver are victims of a crime. Furthermore, you have the right to receive compensation. The latter can be difficult if you do not find a good lawyer. The lawyer will need all the information you can give them to deal with your specific case.

In Chicago, for example, Uber insurance covers drivers that are paid by the company. If the driver has personal insurance, though, it can often play a secondary role. It is important to ensure that, if you are involved in an Uber or Lyft accident, particularly in a hit-and-run, you have a skilled Uber or Lyft lawyer to assist you. This is absolutely necessary in Chicago as, here, Uber and Lyft often do not abide by the rules set out by the transportation rules.

In New York, it is a different case, as Uber has a specific insurance policy that covers the drivers as well as their passengers. However, it is often difficult to determine who is accountable in the case of a hit-and-run specifically. This is why there is a need for an Uber or Lyft lawyer who has the knowledge of how to navigate a specific case.

Detroit, Michigan, has laws in place for rideshares such as Lyft and Uber. Here, they require minimum insurance coverage for them and it is dependent on the type of vehicle the driver uses. It is important to note how they break down the insurance. The following applies:

  • The drivers are required to log on to the network and make themselves available to passengers. This sets in place:
    • The minimum liability coverage of the driver in case of injury to a pedestrian, a passenger, or another motorist. The amounts are $100,000.00 for the accident and $50,000.00 per injured person.
    • If there is no-fault, the state’s minimum personal injury protection (PIP) coverage steps in.
  • Once the driver is active and using the network to transport a passenger, the minimum liability coverage is activated as well.
    • In this instance, the amounts are $1,000,000.00 for the accident and $1,000,000.00 per injured passenger, another motorist, or pedestrian for the accident.
    • Again, if there is no-fault, the state’s minimum personal injury protection (PIP) coverage steps in.
  • If the driver uses his personal vehicle as transportation, the state’s minimum coverage applies.

The Steps the Right Lawyer for a Hit-and-Run Case Would Take

The case will start with a free consultation with a lawyer who is dedicated to accidents involving Uber or Lyft. The lawyer will gather all the documentation to formulate the case. This is why it is so important for the passenger to file a police report and gather as much information as possible.

The Uber or Lyft lawyers have all the information regarding the insurance requirements for your particular state and city. Hence, it is important to get them involved as soon as possible, especially in a hit-and-run accident.

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